No dental insurance can mean a lifetime of worrying and fretting about your teeth. It also translates to a lifetime of escalating minor dental problems into major ones due to lack of attention and care. If you don’t have dental insurance, you will have to pay for all your dental needs, even expensive major procedures, as they come. And the worse thing is, you don’t know when these dental needs will come as dental accidents can happen all the time.
The best way to protect you and your family from such uncertainty is to get a dental insurance plan. If you and your family are covered by a dental insurance plan, you will all be encouraged to take better care of your teeth. This means you will get healthier teeth. And if dental accidents occur, you will be assured of your finances so you can just worry about your health and recovery.
A situation wherein you need dental care but has no dental insurance is definitely not a great situation to be in. It’s a situation where you will probably be full of regret that you did not get a plan when you still could. Don’t let the situation get out of hand before you do something about it. Get yourself any of these great dental plan offers around.
Plans to Solve Your No Dental Insurance Problem
- Alliance Healthcard Gold Card
- Careington Care 500 Series
- Preferred Network Access by CIGNA
1. Alliance Healthcard Gold Card
Alliance Healthcard Gold Card refers to a specific membership plan offered by Alliance HealthCard. Being a member of the plan and a cardbearer of the said Gold Card gives you access to discounts ranging between 30% and 60% on most dental procedures. Aside from that, membership also gives you access to 9 other savings programs including prescription plan, vision plan, hearing plan, chiropractic plan, alternative medicine plan, health club plan, and physical therapy plan.
Membership costs around $144.95 for each individual and $199.95 for each family. Comparing various plans will tell you that this price is a bit higher than what other plans charge, but you do get more benefits. This can help solve your no dental insurance problem.
2. Careington Care 500 Series
Careington Care 500 Series is another popular name in the business. The plan offers discounts of 20% to 60% on various dental procedures. All basic procedures such as cleanings and most major procedures such as root canals, dentures, orthodontics, and even cosmetic dental procedures are covered. You also get additional savings on your vision and prescription needs as well as on Lasik treatments. The maximum discount on specialist care is 20%.
You can access these benefits by paying the $139.95 membership fee for each individual and $189.95 for each family. These rates are already good for one year. You can end your no dental insurance problems with this plan.
3. Preferred Network Access by CIGNA
CIGNA is a well-known name in the dental and health care industry. One of its best plans is the Preferred Network Access dental plan, which offers discounted rates on most basic and major dental procedures at any of the 93,000 dental providers in the network. You can get reduced rates on dentures, bridges, extractions, sealants, x-rays, cleanings, crowns, root canal procedures, and so on. Membership only costs $134.95 and $189.95 for individuals and families, respectively, and your no dental insurance woes are ended.
Choosing the Right Plan to End Your No Dental Insurance Woes
If you are planning to switch from having no dental insurance to being dental insured, the transition process can be generally confusing. There are just so many dental insurance plans waiting for you out there. It is important that you choose the right plan so you will have coverage where you need it most.
In choosing the right plan, make sure to compare several different dental insurance plans. Compare around four different plans to check how much coverage they offer and how much they charge for it. Choose the plan that gives you the best combination of benefits that most perfectly match your needs at a price that also matches your budget. The best plan to end your no dental insurance woes is one that does not drive a hole through your pocket and one that gives coverage that you can actually use.